Transparent Pricing

No hidden fees, no surprises. Simple, fair pricing that puts you first. Join thousands who trust our transparent approach to banking.

No Monthly Fees
No Minimum Balance
Secure & Encrypted

Personal Banking

Everything you need for your personal banking, completely free. No catch, no strings attached.

Personal Account

Full-featured banking for individuals

$0
per month, forever

Account Features

  • High-Yield Savings Account
    2.5% APY - No minimum balance required
  • Mobile & Online Banking
    Full-featured app with offline mode
  • Data Security Protection
    256-bit encryption & secure storage
  • No Account Fees
    No monthly fees, overdraft fees, or maintenance charges

Support & Security

  • 24/7 Customer Support
    Phone, email, and chat support
  • Advanced Security
    256-bit SSL encryption & biometric authentication
  • Multi-Language Support
    English, French, and local languages
  • Global Access
    Access your account from anywhere in the world

Group Savings Plans

Modern platform for traditional savings groups. Choose the plan that fits your community's needs.

Starter

Perfect for small groups getting started

$0
per group/month
  • Up to 15 members
  • Basic contribution tracking
  • Mobile money integration
  • Group messaging
Most Popular

Professional

Advanced features for established groups

$19.99
per group/month
  • Up to 50 members
  • Advanced reporting & analytics
  • Group loan management
  • Emergency fund management
  • Priority support

Enterprise

Custom solutions for large organizations

Custom
contact us for pricing
  • Unlimited members
  • White-label solution
  • API access & integrations
  • Dedicated account manager

International Transfer Fees

Transparent, competitive rates for sending money worldwide. No hidden fees, no surprises.

Simple, Transparent Pricing

Save up to 80% compared to traditional money transfer services

USA → Africa

2.9%
of transfer amount
Min $2.99 • Max $29.99

Europe → Africa

3.2%
of transfer amount
Min €2.99 • Max €34.99

Africa → Africa

1.5%
of transfer amount
Min $1.99 • Max $15.99

Transfer Examples

Route Send Amount Fee Recipient Gets Speed
USA → Cameroon $100 $2.99 58,500 XAF ~5 minutes
France → Senegal €200 €6.40 127,000 XOF ~3 minutes
Nigeria → Ghana ₦50,000 ₦750 425 GHS ~2 minutes
Fast Transfers

Most transfers complete in minutes

Real-time Tracking

Track your transfer every step of the way

Best Rates

Competitive exchange rates updated real-time

Secure & Safe

Advanced encryption for all transactions

Frequently Asked Questions

Everything you need to know about our pricing and services

Are there really no monthly fees for personal accounts?

Yes, our personal banking accounts are completely free. No monthly maintenance fees, no minimum balance requirements, and no hidden charges. We believe banking should be accessible to everyone.

How do you make money if accounts are free?

We generate revenue from international transfer fees, group savings premium features, and by earning interest on deposits (while still paying you competitive rates). Our focus is on volume and serving underserved communities.

Can I upgrade or downgrade my group savings plan?

Yes, you can change your group savings plan at any time. Upgrades take effect immediately, while downgrades take effect at your next billing cycle. All your data and member information is preserved.

Are transfer fees the same for all countries?

Transfer fees vary by corridor (sending and receiving countries) due to different regulations, banking partnerships, and operational costs. We always display the exact fee before you confirm your transfer.

What happens if a transfer fails?

If a transfer fails, we immediately refund the full amount (including fees) to your account. We also investigate the cause and work to resolve any issues to prevent future failures.

Ready to Get Started?

Join users who've made the switch to transparent, affordable banking.

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