Starter
Freeper group / month
Perfect for small groups getting started
- Up to 15 members
- Basic contribution tracking
- Mobile Money integration
- Group messaging
Pricing
Transparent pricing
No hidden fees, no surprises. Free personal banking, and simple plans for your savings group.
No monthly feesNo minimum balanceSecure & encrypted
Personal Banking
Everything you need, completely free
Full-featured personal banking with no catch, no monthly fees, no minimum balance.
Personal Account
Full-featured banking for individuals
Free
per month, forever
- High-yield savings account
- No monthly or account fees
- Mobile & online banking
- Bank-grade security
- 24/7 customer support
- Multi-language support
Group Savings Plans
A plan for every group
A modern platform for traditional savings groups. Choose the plan that fits your community.
Most popular
Professional
$19.99per group / month
Advanced features for established groups
- Up to 50 members
- Advanced reporting & analytics
- Group loan management
- Emergency fund management
- Priority support
Enterprise
Custom
contact us for pricing
Custom solutions for large organizations
- Unlimited members
- White-label solution
- API access & integrations
- Dedicated account manager
Frequently asked questions
Are there really no monthly fees for personal accounts?
Yes, our personal accounts are completely free. No monthly maintenance fees, no minimum balance, and no hidden charges. We believe banking should be accessible to everyone.
How do you make money if accounts are free?
We earn from international transfer fees, group savings premium features, and interest on deposits (while still paying you competitive rates). Our focus is volume and serving underserved communities.
Can I upgrade or downgrade my group savings plan?
Yes, change your group plan at any time. Upgrades take effect immediately; downgrades take effect at your next billing cycle. All your data and member information is preserved.
Are transfer fees the same for all countries?
Transfer fees vary by corridor (sending and receiving countries) due to different regulations, partnerships, and operational costs. We always show the exact fee before you confirm.
What happens if a transfer fails?
If a transfer fails, we immediately refund the full amount (including fees) to your account, then investigate the cause to prevent future failures.
Start saving with your group today
Download Tontiin for iOS or Android and turn your savings tradition into financial freedom.
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Total balance
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+12.5% this monthAdd
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Payout receivedToday+150,000
Back-to-school goalYesterday−25,000
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