Complete Banking Solutions

From personal savings to group investments and global transfers - discover how Tontiin's comprehensive financial services can transform your financial journey.

Personal Banking

Experience modern personal banking designed for individuals who deserve better. Our personal banking services provide you with secure, accessible, and affordable financial solutions that grow with your needs.

High-Yield Savings Accounts

Earn competitive interest rates on your savings with no minimum balance requirements. Simple, secure savings accounts.

Mobile & Online Banking

Access your accounts 24/7 from anywhere in the world. Check balances, transfer money, and manage your finances on the go.

Free Account Services

No monthly maintenance fees, no hidden charges. Free account opening, free mobile app, and free customer support.

Personal Banking Benefits

Savings Interest Rate

Annual Percentage Yield

12%

Minimum Balance

To open account

$0

Monthly Fees

Account maintenance

$0

Secure Platform

Data protection

256-bit

How Group Savings Work

1

Form or Join a Group

Create a new savings group with friends, family, or colleagues, or join an existing group in your community.

2

Set Contribution Schedule

Decide on contribution amounts and frequency that works for all members. Weekly, monthly, or custom schedules available.

3

Contribute & Rotate

Members take turns receiving the pooled contributions, helping everyone achieve their financial goals faster.

4

Build Together

Access group loans, emergency funds, and build a financial safety net while maintaining community bonds.

Together
Save as a group
Goals
Achieve more

Group Savings

Most Popular Traditional Tontine/Njangi

Harness the power of community savings with our digital platform for traditional rotating savings groups (tontines). Save together, achieve more, and build lasting financial relationships.

Digital Transparency

All contributions, distributions, and group finances are automatically tracked and transparent to all members.

Flexible Group Rules

Customize contribution amounts, rotation schedules, and group policies to fit your community's needs.

Group Loan Facility

Members can access low-interest loans from the group's pooled funds for emergencies or investments.

International Transfers

Send money to family and friends around the world quickly, securely, and affordably. Connect with loved ones across borders without breaking the bank.

Global Reach

Send money internationally across Africa, Asia, Europe, and the Americas with our growing network.

Competitive Rates

Save up to 80% on transfer fees compared to traditional services. Real-time exchange rates with no hidden charges.

Fast & Reliable

Most transfers complete within minutes. Real-time tracking and instant notifications for sender and receiver.

Multiple Payout Options

Recipients can receive funds via mobile money, bank transfer, or cash pickup at thousands of locations worldwide.

Transfer Costs & Speed

USA → Cameroon

$100 send amount

$2.99 fee
≈ 5 minutes

USA → Nigeria

$200 send amount

$4.99 fee
≈ 2 minutes

Europe → Ghana

€150 send amount

€3.99 fee
≈ 8 minutes

Send Money To:

🇨🇲 Cameroon
🇳🇬 Nigeria
🇬🇭 Ghana
🇸🇳 Senegal
🇨🇮 Côte d'Ivoire
🇰🇪 Kenya
🇺🇬 Uganda
🇹🇿 Tanzania

+ 17 more countries. View full list in app.

Built for the Modern World

Our services integrate seamlessly with existing financial systems and mobile money providers to serve you better.

Mobile Money

Integrated with Orange Money, MTN MoMo, and other popular mobile money services.

Bank Connections

Connect your existing bank accounts and credit cards for seamless fund transfers.

Developer APIs

Robust APIs for businesses and developers to integrate Tontiin services.

Offline Mode

Continue banking even with poor internet connectivity. Sync when connection is restored.

Multi-Language

Available in English, French, and local languages to serve diverse communities.

24/7 Support

Round-the-clock customer support in multiple languages and time zones.

Ready to Experience Modern Banking?

Join users who trust Tontiin for their personal banking, group savings, and international transfer needs.

Personal
Banking
Open Account
Group
Savings
Join Group
Global
Transfers
Send Money
Secure & Encrypted
Mobile First
Growing Community
Global Access