Savings
Group, personal and high-interest savings, save together or on your own.
Learn more
Amina D.Just now
Payout received+250,000 FCFA
Seun B.2 min ago
Salary received+450,000 FCFA
Marie F.4 min ago
Contribution sent−25,000 FCFA
Fatou K.6 min ago
Savings goal reached500,000 FCFA
Kofi A.9 min ago
Loan approved · 50KFCFA
Grace N.11 min ago
Joined · Les BattantesRound 1/8
Amina D.14 min ago
Withdrawal completed+75,000 FCFA
Kofi A.18 min ago
Credit score improved720 pts ↑
Amina D.Just now
Payout received+250,000 FCFA
Seun B.2 min ago
Salary received+450,000 FCFA
Marie F.4 min ago
Contribution sent−25,000 FCFA
Fatou K.6 min ago
Savings goal reached500,000 FCFA
Kofi A.9 min ago
Loan approved · 50KFCFA
Grace N.11 min ago
Joined · Les BattantesRound 1/8
Amina D.14 min ago
Withdrawal completed+75,000 FCFA
Kofi A.18 min ago
Credit score improved720 pts ↑
Group savings, reinvented for Africa
Tontiin digitizes informal savings in Africa to provide financial services to millions of underbanked Africans.
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9:41
Hello,
Amina
Total balance
342 500FCFA
+12.5% this monthAdd
Send
Pay
More
Tontine, Les BattantesRound 4/8
NBEKAM+6
Your turn in 2 weeksRecent activity
Payout receivedToday+150,000
Back-to-school goalYesterday−25,000
Home
Savings
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Profile
Now in 20 countries
Save and send across 20 countries
Tontiin works with mobile money and cards across Africa, India, and the United States, wherever your savings group lives.
Cameroon
Burkina Faso
Benin
Congo-Brazzaville
DR Congo
Côte d'Ivoire
Gabon
Ghana
Guinea
India
Cameroon
Burkina Faso
Benin
Congo-Brazzaville
DR Congo
Côte d'Ivoire
Gabon
Ghana
Guinea
India
Kenya
Mali
Niger
Nigeria
Rwanda
Senegal
Togo
Tanzania
Uganda
United States
Kenya
Mali
Niger
Nigeria
Rwanda
Senegal
Togo
Tanzania
Uganda
United States
70%
of Africans already save in tontines, njangi and ROSCAs
The tradition, upgraded
A tontine you can trust, without the cash
A tontine (also called njangi or ROSCA) is a group that saves together and takes turns receiving the pooled payout. It works, but cash makes it risky and invisible to banks. Tontiin keeps the trust and removes the friction.
- No physical cash to collect, lose, or chase.
- The same community trust, now with a record everyone can see.
- Your savings finally build a financial identity.
How it works
Save together in three steps
Set up or join a group in minutes, the app handles the rest.
1
Create or join a group
Create a new savings group or join one with people you trust. Set the amount and the schedule.
2
Contribute automatically
Pay your share with Mobile Money or any available method. Every contribution is logged for everyone to see.
3
Receive your payout
When it's your turn, the pooled amount lands automatically, no chasing, no disputes.
The Tontiin suite
More than group savings
Tontiin brings savings, payments, credit and business tools together in one trusted app.
Tontiin Pay
Pay in store or online with your Tontiin card or a quick scan.
Business
Payments, payroll and collections to run your business money.
Credit & Loans
Turn your savings into a credit score and unlock microloans.
Salary Payments
Pay your employees on time, every time, directly from your Tontiin business account.
Start saving with your group today
Download Tontiin for iOS or Android and turn your savings tradition into financial freedom.
9:41
Hello,
Amina
Total balance
342 500FCFA
+12.5% this monthAdd
Send
Pay
More
Tontine, Les BattantesRound 4/8
NBEKAM+6
Your turn in 2 weeksRecent activity
Payout receivedToday+150,000
Back-to-school goalYesterday−25,000
Home
Savings
Transfers
Profile